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Leasing Basics

8 guides

New to leasing? Start here. These articles cover the fundamentals: what a lease actually is, how contract length and annual mileage work, what happens at delivery, and what's expected of you when the agreement ends. No jargon, no assumptions about what you already know.

Leasing vs Buying & Finance

7 guides

Leasing isn't right for everyone, and we'd rather you knew that up front. Here we compare leasing with PCP, HP and buying outright, looking at ownership, flexibility, long-term cost and who each option tends to suit. Use these guides to work out which route fits how you actually drive.

Costs & Payments

9 guides

A straightforward breakdown of the money side: how initial rentals are calculated, what's included in your monthly payment, and the costs that sit outside it, like insurance, excess mileage and end-of-contract charges. Know the full picture before you commit

Credit & Eligibility

10 guides

Whether you'll be approved, and what to do if you're not. These guides cover how credit checks work, the difference between a soft and a hard search, what happens if an application is declined, and how leasing looks if you're self-employed, a student or rebuilding your credit.

Choosing Your Car & Contract

8 guides

The decisions you make before you sign, and what each one costs you. Mileage, contract length, spec, maintenance, and whether to take something in stock or wait for a factory order - plus how to tell a genuinely good deal from one that only looks cheap.

Electric & Hybrid Leasing

9 guides

Straight answers on going electric, without the evangelism. Real-world range rather than the brochure figure, what charging actually costs at home and in public, whether battery degradation matters on a lease, and how salary sacrifice can make an EV cheaper than you would expect.

Business & Self-Employed

9 guides

Leasing through a business, and whether that is the right way round for you. Business contract hire, reclaiming VAT, Benefit-in-Kind, salary sacrifice, and the company car versus cash allowance question - including what applies if you are a sole trader or newly self-employed.

Running Your Lease

10 guides

Everything that comes up once the car is on your drive. Insurance, servicing, tyres and MOT, taking the car abroad, private plates, breakdowns and fines - and what happens if the car is written off or stolen. The practical side nobody explains at the point of sale.

Changes & Early Exit

7 guides

Life changes, and sometimes a lease has to change with it. What it really costs to end an agreement early, whether mileage can be adjusted mid-contract, what happens if you miss a payment, and the options worth knowing about before things get difficult.

End of Contract

7 guides

What happens when the lease ends, and how to hand the car back without a bill you were not expecting. The return process step by step, BVRLA fair wear and tear standards in plain English, how the inspection works, and what your options are next.

Protection & Add-ons

5 guides

The extras you will be offered, and an honest view on which are worth taking. GAP insurance, maintenance packages, tyre and alloy cover and cosmetic repair - what each one actually covers, when it earns its money, and when you can comfortably say no.

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FVL Est. 1998

Leasing & Finance

First Vehicle Leasing Logo

‘First Vehicle Leasing’ and ‘FVL’ are trading styles of First Vehicle Leasing Limited (Company Number 04393228) who are authorised and regulated by the Financial Conduct Authority (Firm Reference Number 670872). FVL record all telephone calls for training and quality purposes.

SALES

0333 003 3325

Mon - Thu: 9am - 6pm | Fri: 9am - 5pm
Sat: 10am - 3pm

Trading and Correspondence address:

Enterprise House, Drumpellier Business Park, Glasgow Road, Coatbridge ML5 1EL.

Registered address:

Sir Wilfrid Newton House, Newton Chambers Road, Chapeltown, Sheffield, S35 2PH.

Company Registered in England and Wales No. 4393228 | Data Protection No. Z7014603 | VAT Reg No. 400 8928 64 | BVRLA Leasing Broker: 1018.

Commission Disclosure:

We will receive commission from the introduction of our customers to our panel of Finance Providers and/or income from the supply of vehicles or goods. The sums we receive may be pre-set but can also vary, and may therefore impact the monthly rental that is payable by you for the vehicle or goods.

We will disclose the amount of commission and/or income we receive and the Finance Provider from whom it is received prior to sending your finance application to that Finance Provider. We will ask for your consent to proceed. You may also be required to sign a document confirming this. The sums paid to us are to cover the costs incurred in connection with:-

  • Arranging your credit application
  • Arranging all finance documentation
  • Completing your finance agreement paperwork with the chosen Finance Provider.

We are committed to transparency and, as such, should you have any questions about the commission and/or income we are paid or the disclosure of it, please email [email protected]

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