Why choose to lease a car?

A safe, reliable car is an essential part of modern life in the UK. While getting a new car used to be a costly exercise, modern leasing packages provide a cost effective way to replace your car every few years.

What are the benefits of leasing a car?

The oil baron Paul Getty is well known for the assertion: “If it appreciates, buy it. If it depreciates, lease it.”

Cars only ever depreciate in value. If you purchase a car, you suffer the cost of depreciation, but when you lease a car, you only pay for the portion of the car's life that you actually use. Since you pay a fixed monthly rental that is easy to budget for, you need not worry about the value of the car as it depreciates.

Personal car leasing is a great way to avoid these issues, giving peace of mind and the “feel good” factor that comes from getting a shiny new car that meets your needs.

Is a personal lease right for me?

Personal leasing is a really flexible way to get the car you need and works for all types of circumstances.

Leasing gives you a known, fixed cost, rather than having to take a long term view on purchasing a car, making budgeting so much easier. This includes your car tax (road fund licence) and optional maintenance on everything, even tyres, meaning the only extra cost you need to consider is insurance and fuel.

At the end of the lease, you give the car back and choose a new one, giving you the flexibility to select a vehicle that works for your circumstances at the time.

Opting out of the company car scheme

Many employees are now being given the choice of a car allowance instead of a company car. The tax savings for this option almost always make sense and save the headaches of working out CO2 emission and benefit in kind calculations!

Using your car allowance to lease a car personally makes a huge amount of sense, as well as having a known budget, you can choose the vehicle you want – perhaps even treating yourself to an upgrade by topping up your allowance!

An economical second car

Rather than the risks that come with buying used, leasing a car for the day-to-day school runs, trips to the shops or other short journeys makes just as much sense.

Don’t think you can afford to lease a second car? With deals from less than £100 per month, you’d be surprised at what you can get for a really modest budget.

Choosing your car

We are not associated with any car manufacturer, so when you are looking for advice on what car to lease, we can be completely objective and impartial about what is right for you.

Whether you are looking for a specific model or type of vehicle or just need to work within a strict budget, we’re interested in finding something that works for your requirements. No matter what you need, we are confident that our friendly helpful team can find the perfect lease deal for you.

What is personal contract hire Business leasing guide

  • MINI HATCHBACK1.5 Cooper 3dr Auto [JCW Sport/Media Pack XL]

    default image for a lease car
    4 Years £249.02
    £747.06 initial payment 10,000 miles p.a.
    prices shown exclude V.A.T.
  • INFINITI Q30 DIESEL HATCHBACK1.5d City Black Edition 5dr

    INFINITI Q30 DIESEL HATCHBACK 1.5d City Black Edition 5dr
    4 Years £249.07
    £747.21 initial payment 10,000 miles p.a.
    prices shown exclude V.A.T.
  • MERCEDES-BENZ A CLASS HATCHBACKA180 SE 5dr

    MERCEDES-BENZ A CLASS HATCHBACK A180 SE 5dr
    4 Years £249.07
    £747.21 initial payment 10,000 miles p.a.
    prices shown exclude V.A.T.
  • MITSUBISHI OUTLANDER DIESEL ESTATE2.2 DI-D 3 5dr

    default image for a lease car
    4 Years £249.09
    £747.27 initial payment 5,000 miles p.a.
    prices shown exclude V.A.T.